November is here and Thanksgiving is right around the corner. Thanksgiving is my favorite holiday. Why, you may ask. Because it’s all about counting our blessings, family and football.

With the theme of Thanksgiving in mind, I’d like to share a little information about an organization that is very important to me and aligns with real estate and investing –  Habitat for Humanity.  To learn more about Habitat’s mission and its history, see my article from 2013.

Many of us take for granted what a roof over our heads really means. There can be many different factors that lead to an individual not having a home. One issue that has had great impact lately are natural disasters such as hurricanes. Habitat has been a leader in responding to these issues in the last few years.

Real Estate

Here are two stories of the impact the program has on victims of hurricanes:

Story 1: After being confined to her home for several days during Hurricane Harvey, Edna’s first view of the outside world came as a shock. ‘It looked like an ocean, she recalls. You couldn’t see grass, trees, signs, houses. Nothing.’

In this desolate and unrecognizable landscape, she and her family escaped the only feasible way — using an air mattress as a makeshift boat to float to safety. Living out of a hotel with her entire home and a lifetime’s worth of belongings destroyed, Edna turned to Habitat for Humanity.

‘It was a godsend, she says. I was at my lowest point. I didn’t know what to do, I didn’t know how to build a house.’

In a massive community effort, Habitat volunteers and donors provided her family with the manpower, the machinery and the know-how to help them rebuild from the foundation up. Together, they completely gutted, drywalled and painted the home.

‘I thank God for Habitat because without them, I wouldn’t be standing here today,’ she states.

Story 2: By the time the rain stopped 117 hours later, Latoya’s life had been turned upside down.

‘Hurricane Harvey came, and then Hurricane Harvey left — with my security, with my joy, with my stability,’ she recounts.

Both her house and her workplace were underwater, leaving her without a job or a home. She dipped into her savings to make the necessary repairs and return a sense of normalcy to her daughters’ lives, but a false start with a contractor left her with depleted savings and a still-unlivable home.

‘I felt stuck. I didn’t know where to turn, she says. But that’s when I found Habitat.’

 It’s a discovery that she credits with giving her the strength to carry on.

With only the frame of the house remaining after the storm, Habitat is helping her put up drywall, replace appliances, hang doors and install flooring to help her family finally go home. Latoya couldn’t be more grateful.

‘Habitat took a huge weight off of my shoulders. I could keep moving forward. They made a way out of what was no way. They saved my life,’ says Latoya

At OTA we are about Transforming Lives, and so is Habitat for Humanity. This holiday season I challenge you to find a way to make a difference in someone’s life.

Read the original article here - Count Our Blessings and Offer Help

 


 

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Editors’ Picks

EUR/USD: US Dollar to remain pressured until uncertainty fog dissipates

EUR/USD: US Dollar to remain pressured until uncertainty fog dissipates

Unimpressive European Central Bank left monetary policy unchanged for the fifth consecutive meeting. The United States first-tier employment and inflation data is scheduled for the second week of February. EUR/USD battles to remain afloat above 1.1800, sellers moving to the sidelines.

GBP/USD softens to near 1.3600 as BoE hints further rate cuts

GBP/USD softens to near 1.3600 as BoE hints further rate cuts

The GBP/USD pair loses ground to near 1.3610 during the early Asian session on Monday. The Pound Sterling softens against the Greenback amid growing expectations of the Bank of England’s interest-rate cut. Traders will take more cues from the Fedspeak later on Monday.

USD/JPY drops back below 157.00 on Japan's verbal intervention

USD/JPY drops back below 157.00 on Japan's verbal intervention

USD/JPY has come under moderate selling pressure below 157.00 in the Asian session on Monday. The Japanese Yen lost ground to near 157.70 following Japan’s ruling Liberal Democratic Party's outright majority win in Sunday’s lower house election, opening the door to more fiscal stimulus by Prime Minister Sanae Takaichi. However, JPY buyers jumped back and dragged the pair southward on FX verbal intervention by Japan’s Finance Minister Katayama.


Editors’ Picks

USD/JPY drops back below 157.00 on Japan's verbal intervention

USD/JPY drops back below 157.00 on Japan's verbal intervention

USD/JPY has come under moderate selling pressure below 157.00 in the Asian session on Monday. The Japanese Yen lost ground to near 157.70 following Japan’s ruling Liberal Democratic Party's outright majority win in Sunday’s lower house election, opening the door to more fiscal stimulus by Prime Minister Sanae Takaichi. However, JPY buyers jumped back and dragged the pair southward on FX verbal intervention by Japan’s Finance Minister Katayama.

Gold holds gains near $5,000 as China's gold buying drives demand

Gold holds gains near $5,000 as China's gold buying drives demand

Gold price clings to the latest uptick near $5,000 in Asian trading on Monday. The precious metal holds its recovery amid a weaker US Dollar and rising demand from the Chinese central bank. The delayed release of the US employment report for January will be in the spotlight later this week.

AUD/USD: Buyers eyes 0.7050 amid upbeat mood

AUD/USD: Buyers eyes 0.7050 amid upbeat mood

AUD/USD builds on Friday's goodish rebound from sub-0.6900 levels and kicks off the new week on a positive note, with bulls awaiting a sustained move and acceptance above mid-0.7000s before placing fresh bets. The widening RBA-Fed divergence, along with the upbeat market mood, acts as a tailwind for the risk-sensitive Aussie amid some follow-through US Dollar selling for the second straight day.

Bitcoin Weekly Forecast: The worst may be behind us

Bitcoin Weekly Forecast: The worst may be behind us

Bitcoin price recovers slightly, trading at $65,000 at the time of writing on Friday, after reaching a low of $60,000 during the early Asian trading session. The Crypto King remained under pressure so far this week, posting three consecutive weeks of losses exceeding 30%.

Weekly column: Saturn-Neptune and the end of the Dollar’s 15-year bull cycle

Weekly column: Saturn-Neptune and the end of the Dollar’s 15-year bull cycle

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