XRP defends $1.30 support as Ripple partners with Arf to bring RLUSD settlement liquidity to XRPL

Ripple (XRP) holds near recently confirmed support at $1.30 on Friday, as bulls eye a short-term recovery toward $1.40. The remittance token’s upside remains capped by structural levels, suggesting recovery would depend on whether buyers can sustain momentum. A daily close below $1.30 could affirm the bearish outlook, raising the odds of an extended downtrend toward the $1.12 psychological demand area.

Ripple and Arf partner on RLUSD-powered settlement liquidity

Ripple and Arf announced a strategic partnership on Thursday to bring stablecoin settlement liquidity to licensed cross-border merchants on the XRP Ledger (XRPL). Arf said in the press release that cross-border payment companies face liquidity challenges that can be solved by PayFi, its financial infrastructure built around treasury, foreign exchange, custody, investment products and real-time settlements. PayFi spans settlement liquidity, working capital financing and treasury management, using both fiat and stablecoins.

The collaboration brings together the XRPL blockchain and Arf’s regulated infrastructure to provide short-term working capital to cross-border payment companies, deployed and repaid on-chain.

“Through this partnership with Ripple, we’re bringing stablecoin working capital to the XRP Ledger to help payment companies bridge that gap and support more payment volume,” Ali Erhat Nalbant, Co-founder and CEO at Arf, said in the press release.

Arf’s short-term settlement liquidity is generally repaid within one to five days as cross-border transactions clear, enabling efficient redeployment of capital into ongoing, real-world payment flows.

Technical analysis: XRP holds key support

XRP trades at $1.32, maintaining a bearish near-term bias as price holds below key Exponential Moving Averages. The 100-day EMA at $1.34, together with the 50-day EMA at $1.37 and the 200-day EMA at $1.38, all sit overhead and suggest that recent rebounds remain capped within a broader corrective phase.

The SuperTrend indicator at $1.47 reinforces a dominant resistance band above current levels, while the Relative Strength Index (RSI) near 42 hints at subdued buying interest. The Moving Average Convergence Divergence (MACD) indicator stays marginally negative, with readings below zero that reinforce a still-weak momentum backdrop.

Immediate resistance emerges at the 100-day EMA around $1.34, with further obstacles clustered near the 50-day EMA at $1.37 and the 200-day EMA at $1.38, where bears could attempt to reassert control on any bounce. Above these, the SuperTrend line at $1.47 is followed by a more distant structural barrier defined by the downward resistance trend line, with a notable reference at its break price near $1.61 and the origin zone around $1.70.

On the downside, the lack of clearly defined moving-average or trend-line support on the daily chart leaves the recent low area around $1.30 as a soft floor, suggesting that a clear break under $1.32 would expose XRP to further bearish extension before a stronger demand zone emerges.

(The technical analysis of this story was written with the help of an AI tool. Know more.)