Is XRP on the road to $5?

If you’ve been in the crypto game long enough, you’ll know that XRP isn’t just a token - it’s a test of patience. Whether you bought in during the early Ripple hype or joined the XRP Army during the legal chaos, one question has remained frustratingly constant: Will it ever hit $5?

It sounds like a modest goal in a market where meme coins rally on nonsense and Bitcoin rewrites its all-time highs. But for XRP holders - many of whom have weathered years of price suppression, regulatory limbo, and media scepticism - $5 isn’t just a number. It’s a milestone. A statement. A moment of vindication.

So… are we any closer?

Signs of life beneath the surface

XRP hasn’t exactly been explosive lately. Yes, it touched a high of $3.40 in January, but since then it’s mostly been hovering between $2 and $2.50. Still, it’s worth noting that every monthly close since December 2024 has held above $2 - a show of resilience, if nothing else.

Yet the trading landscape has thinned out. Overall volume has slipped to its lowest in years, which usually signals that the speculative frenzy has cooled. That’s not necessarily a bad thing. When the noise fades, serious accumulation often begins - and according to on-chain data, that might be exactly what’s happening.

Whale moves speak volumes

Data from CryptoQuant shows that XRP’s 90-day average whale flows flipped positive in May, a major reversal after months of capital outflows. This kind of shift is significant. It suggests that large holders, the kind who move markets, are quietly reloading.

Source: CryptoQuant

And this isn’t the first time we’ve seen it. Back in August 2024, a similar pattern of whale accumulation eventually led to a 420% price breakout in Q4. History doesn’t always repeat, but it has a habit of leaving clues.

Accumulation in the shadows

It’s not just whales making moves. Wallet data shows an uptick in confidence across the board. The number of wallets holding over 1 million XRP has climbed to a record 2,850, while those holding 10,000 or more have grown 6.2% since January, totalling 306,000 addresses.

Source: X, Coinmetrics

These aren’t get-rich-quick tourists. They’re long-term players - some institutional, others just seasoned retail investors who’ve learned to drown out the noise.

The $5 dream and beyond

So why does $5 matter so much?

For many, it’s symbolic. It’s the next big psychological barrier after XRP’s all-time high. It also carries financial weight, especially for holders with larger bags. At $5, someone holding 25,000 XRP is sitting on $125,000. That’s meaningful.

But here’s the thing: the vast majority of wallets, over 5.3 million of them, hold 500 XRP or less. For those folks, $5 equates to just $2,500. Not exactly life-changing. That’s why you see some of the more extreme price forecasts floating around - $100, $1,000, even $10,000 per XRP.

Whether those numbers are grounded in reality is debatable. A $1,000 XRP would mean a market cap in the tens of trillions, larger than most global stock exchanges. But in the crypto world, dreams are currency. And the XRP community has always had more than enough of both.

The regulatory anchor

Of course, dreams alone won’t get you to $5 - especially not while the SEC lawsuit is still looming in the background.

On 26 June, Judge Analisa Torres denied Ripple’s move to bypass a final court judgment. The message was clear: no shortcuts. If Ripple wants this resolved, they’ll need to follow the proper appeal route - or drop the fight entirely.

Until there’s closure, XRP will likely carry a regulatory discount - a kind of uncertainty tax that holds the price back, no matter how good the fundamentals look.

Faith in action

That’s where the mindset shift comes in. Influencers like Coach JV are encouraging the community to stop waiting and start building. “Wealth will come,” he suggests, “but you’ve got to earn it.”

It’s not just about holding onto a dream. It’s about turning that dream into something tangible. Whether it’s building apps on the XRP Ledger, creating educational tools, or developing community platforms, this moment in XRP’s history could be about more than price.

It could be about purpose.

So will XRP hit $5?

The short answer: it could. The longer answer? Not unless the stars align - legal clarity, renewed volume, network growth, and a bit of market magic.

But if you’re looking at XRP only as a quick flip, you might miss the bigger picture. The story here is as much about conviction as it is about capital. And if XRP ever does reach $5, you can bet the people who stuck around, through the lawsuits, the lulls, and the laughs, won’t just be celebrating a price point. They’ll be celebrating the payoff of belief.

At the time of writing, XRP is still surging but within a sell zone, hinting that we could see a potential drawdown. However, the volume bars show that sell pressure is weakening, hinting that we could see an uptick before any potential drawdown. Should we see an uptick, prices could encounter resistance at the $2.3321 and $2.4706 price levels. Conversely, should we see a significant drawdown, prices could find support floors at the $2.1482 and $2.0673 price levels.

 Source: Deriv MT5