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Bank Lending Practices Survey 4Q2007
Wed, Feb 6 2008, 11:28 GMT
by Ignacio San Martín
- · Weaker credit demand from both firms and households in the last quarter of 2007.
- · Strong increase in the number of financial institutions tightening standards for commercial real estate loans
- · Tighter lending standards for households not only for mortgage loans but also for consumer loans and credit cards
The January 2008 Senior Loan Officer Opinion Survey on Bank Lending Practices reported that financial institutions had tightened their lending standards and terms for a broad range of bank loan types over the third quarter of 2007. The majority of institutions pointed to a less favorable or uncertain economic outlook, a worsening of industry-specific problems, and a reduced tolerance for risk as reasons for their restrictive polices. A smaller but growing fraction of respondents noted that a deterioration of their banks’ current or expected capital position had contributed to their decision to tighten credit supply.
Published on Wed, Feb 6 2008, 11:31 GMT
Archive
- Employment Report (May 2008)
Published On Mon, Jun 9 2008, 07:36 GMT - Bank Lending Practices Survey (May, 2008)
Published On Wed, May 7 2008, 07:20 GMT - Bank Lending Practices Survey (May, 2008)
Published On Mon, May 5 2008, 13:39 GMT - Employment Report (March, 2008)
Published On Mon, Apr 7 2008, 15:21 GMT - Fedwatch: Bernanke's Testimony on The Economic Outlook
Published On Thu, Apr 3 2008, 07:43 GMT
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